You have the market and the expertise. We have the personnel and the technique.
When off-the-shelf offerings are no longer up to what you have built, it is time to structure things differently.
Some lines deserve better than a preformatted solution
You have developed a real knowledge of your markets, the sectors you support, and the specific exposures that you know how to read. This know-how, you have built it over time – through relationships, through support during claims, and through the repetition of complex files.
But the solutions available on the standard market are not keeping pace with your expertise. Insufficient caps, inappropriate exclusions, underwriters unfamiliar with sector specifics: there is a real gap between what you are able to advise and what you are able to place. It is this gap that we bridge.
Your level of expertise deserves market access that matches it.
Access to resources and markets usually reserved for international brokers
International brokers have teams specialized by business line, direct relationships with niche underwriters, and the capacity to structure comprehensive technical programs—including the establishment of exclusive binding authority agreements in certain segments. These resources are not intended to remain inaccessible to domestic firms that have developed genuine expertise in their markets.
At KRAFT, we act as a structuring partner. We work with you to build comprehensive frameworks, from defining your business plan to formalizing a delegated offering, whenever market depth and risk consistency allow. We are capable of supporting you through the most complex stages, such as structuring your technical file, customizing contractual terms, and optimizing your pricing models.
You manage the relationship with your clients and knowledge of your markets. We provide the technical architecture, access to decision-makers, and the ability to sustain a program over the long term.
Build a sustainable framework, not a temporary workaround
Our approach is not that of a capacity distributor. We do not offer a pricing grid to be applied. We build, with you, a program consistent with your positioning, your volume, and the specifics of the markets you target.
This involves a technical analysis of the risks you carry, an argued selection of the players best positioned on these lines, and the structuring of an agreement that secures your position in this segment over the long term. The objective is to enable you to offer a truly differentiating solution—technically solid, exclusive in your target markets, and delivering genuine added value for your clients.
We operate in the markets that are yours. Where your knowledge of the customer base and our technical expertise combine to achieve something neither of us could do alone.
Personal Insurance and Property & Casualty - in your specialty markets
We work alongside you in the Personal Insurance and P&C insurance sectors, in markets where your expertise is established and where building a structured framework is of mutual interest.
A protocol is established prior to any collaboration. It defines the scope of intervention, remuneration conditions, and management procedures. For delegated schemes, the conditions are the subject of a specific agreement.
Operational expertise
Our specialization in these sectors is based on long-term knowledge, built with insurance partners committed to the same niches. Find the details of our sector expertise on the dedicated page.
