Pharmacy

Pharmaceutical activity is carried out in a heavily regulated environment, where your liability can be called into question on health, civil, and criminal grounds. Today, you are faced with the rapid evolution of your role: the expansion of pharmaceutical acts, the diversification of health services, the intensification of regulatory obligations, and the digital transformation of your pharmacy or pharmacies. In addition to these changes are major economic challenges: the management of sensitive product inventory, the high value of equipment, and reliance on business continuity. In this context, securing your pharmacy business and protecting your liability through a specific pharmacy insurance program represents a major challenge.

Your specific risks

You are exposed to several categories of risks, which require a bespoke insurance approach.

Professional liability related to the dispensing of medications and pharmaceutical acts,

Product liability for health or para-pharmaceutical products,

Cyber risks related to health data and pharmacy computer systems

Risks related to the storage of medications and sensitive products,

Thefts, burglaries, and damages affecting premises and equipment,

Business interruption that can lead to a significant loss of revenue.

Your business cannot be improvised. Neither can your protection. You operate in a demanding sector You deserve a technical partner who understands the stakes and builds protection to match.

Our hedging logic

Your protection relies on an insurance scheme structured around several complementary coverages:

The consistency between these guarantees is essential to ensure the continuity of your operations while protecting your liability.

Professional liability insurance tailored to pharmaceutical activities,

Commercial general liability and product liability insurance,

Professional multi-risk insurance covering premises, equipment, and inventory,

Cyber insurance and health data protection,

Legal protection for professional disputes,

Business interruption coverage in the event of a shutdown.

The added value of Kraft Assurances

Kraft Assurances assists you in structuring insurance schemes tailored to the specific characteristics of the pharmacy sector. This sector-specific approach makes it possible to offer robust solutions designed to support the evolution of the pharmacist's profession. In particular, our intervention enables:

Analyze the risks associated with the actual activity of the pharmacy,

Structuring coherent and scalable hedging programs,

Engage specialists in occupational health risks

Negotiating guarantees tailored to new pharmaceutical services

Your insurance broker for pharmacies. Find your brokerage specialist dedicated to healthcare professionals.

Independent brokerage firm, we support pharmacists in securing and ensuring the longevity of their pharmacy. The daily operations of a pharmacy demand perfect mastery of regulations and risks specific to healthcare professionals: we negotiate tailor-made pharmacy insurance solutions for you, including professional multi-risk, personal protection, medical liability insurance, and protection for your teams. Trust an expert and independent partner to manage your insurance while you focus on what matters most, the health of your patients.

Let's talk about your business

An initial, no-obligation discussion allows us to evaluate together what your current program actually covers and what would be useful to rework. If your sector is among our areas of expertise, we will have concrete things to tell you from the very first hour.